Ho Chi Minh City skyline and Saigon Marina IFC

Independent Wealth Management · Vietnam

Private Wealth.
Across Borders.

Based in Vietnam. Built for international lives.

We advise internationally mobile executives, founders and families living in Asia.

Reserve Your Strategy Session See Who We Serve

Vietnam's first SEC-registered wealth manager, serving international clients across Asia.

Your Financial Life·Vietnam ·Thailand·Singapore·New York·London·Hong Kong·Isle of Man·Jersey / Guernsey

Clientele

Who We Serve

Most of our clients are HNW internationally mobile executives, founders, retirees and families living in Asia.

Many of our clients have complex cross-border needs—U.S. reporting obligations, multi-bank portfolios, or bespoke investment requirements that private banks can't handle efficiently.

We bring the whole picture into one plan and help get it implemented.

A Financial Life Across Borders

London

New York

Singapore

Jersey / Guernsey

Isle of Man

Vietnam

Hong Kong

Thailand

Based in Vietnam. Planning for investments, pensions, property, borrowing and family obligations across borders.

Da Nang coastline and city skyline, Vietnam

For U.S. Persons Abroad

American Wealth.
An International Life.

Living in Asia can make U.S. retirement accounts, investing and borrowing harder.

We help keep your U.S. financial life working while you live in Asia.

Retirement & Investment Income

We build U.S.-connected portfolios around the income you need in retirement, using diversified investments and fixed income where appropriate.

Mortgages & Property Finance

We help international clients access mortgages and portfolio-backed finance when conventional lending is unavailable or expensive.

Property Finance Calculator →

U.S. Investment Access

We help Americans abroad maintain suitable custody and investment access, with the required U.S. documentation and compliance.

No one else could get my mortgage approved in HCMC. Wealth Architects Global unlocked it in 4 weeks.

U.S. Client

Former New Yorker, now living in Vietnam

Living in Asia with U.S. assets, retirement accounts or borrowing needs?

Discuss Your Situation

Our Approach

How We Work

Four areas of advice. One coordinated financial plan.

Investment & Retirement Planning

We build portfolios around what your money needs to do: fund retirement and the next generation, provide income and preserve flexibility.

Property Finance & Liquidity

Buying a home does not always require selling investments. We compare selling assets with borrowing against eligible portfolios, then help arrange suitable funding. Costs, currency exposure and collateral risk are part of the decision.

Estate Planning & Family Protection

We coordinate wills, beneficiaries, guardianship, powers of attorney and cross-border succession so your family knows what happens if you die or lose capacity.

Tax, Succession & Cross-Border Planning

Before a business sale, pension payment or ownership change, we coordinate the investment, tax and legal work.

Speak to a Partner

Our Conviction

Private banks do many things well.
But we focus on the one thing they can’t.

Banks can be excellent custodians, lenders and execution partners. Their advice still sits inside one institution.

At Wealth Architects Global, we sit alongside you—not across the table. We coordinate across institutions so one bank does not define the whole strategy.

You keep your bank.

We make it work better for you.

The Difference

Why Wealth Architects Global

Independent advice. Open architecture. One point of coordination.

Wealth Architects Global is Vietnam's first SEC-registered wealth manager, with cross-border planning for internationally connected clients.

We serve client seeking discretion, what that means in practice:

Open architecture across suitable custodians, banks and providers
Independently owned, with no proprietary product shelf
One point of coordination across investments, property, tax, legal and family wealth
Access to private-banking and custody infrastructure without being tied to one institution

Institutional infrastructure where useful.

Independent advice across the whole picture.

Institutional & family-office client background

100+ years combined financial-services experience

SEC-registered

Serving clients worldwide

Focus on international clients, including Americans

Unlock Your Options Read Our Philosophy

How an Engagement Starts

Private Consultation

Start with the decision you need to make. We establish the problem, the relevant jurisdictions and whether we are the right team to solve it.

Full Financial Review

We build the complete picture across investments, retirement accounts, property, liabilities, business interests, family and existing professional relationships.

Strategy & Execution

We set out the priorities, responsibilities, costs and implementation steps. If you engage us, we coordinate the work and remain responsible for the ongoing financial strategy.

Take the time you need to decide whether to proceed.

Track Record

Planning Scenarios

Our approach in action

Financing a Vietnam Property Purchase

Scenario

A U.S. person with an eligible overseas portfolio wants to buy property in Vietnam without liquidating investments.

Challenge

Conventional local mortgage finance is unavailable for foreigners and unattractive, while an all-cash purchase ties up capital with better alternative investment opportunities.

Wealth Architects approach

We accessed portfolio-backed lending, comparing financing from private banks and the options market. We identified a way the client could purchase the property in Vietnam, with considerably lower loan obligations, and arranged an introduction to a specialist property broker.

Potential benefit

Property financing at 1/3rd of the local mortgage rate, a lower purchase price through the specialist broker, and a property which makes a profit every month before capital gain. The client was also able to hold on to their existing investment portfolio, and had to deploy none of their own capital.

Reducing Portfolio Concentration & Capital Gains Tax Planning

Scenario

An international investor holds a concentrated portfolio of direct securities accumulated through a bank relationship. Several stocks have a very significant taxable capital gain which needs a strategy to relieve.

Challenge

The portfolio carries a very large capital gains tax liability, and much more concentration and volatility than the client's spending plan requires.

Wealth Architects approach

We placed an options 'collar' around the concentrated stock positions, immediately reducing volatility. We then used a tax-deductible loan to increase liquidity, and used the loan to direct index the S&P500. This allowed us to capture short-term capital losses in order to offset the existing portfolio gains.

Potential benefit

Dramatically reduced concentration risk, hundreds of thousands of dollars of tax savings, and much lower overall volatility.

Consolidating Cross-Border Estate Planning

Scenario

An older father with a young family has concerns around providing for the future of his young son when he is no longer around. He wants to ensure his wife and child will want for nothing.

Challenge

A large amount of money left to his young child runs the risk of 'spoiling' him, while also putting his wife under considerable pressure. Forced heirship means his son risks inheriting before he is ready.

Wealth Architects approach

We mapped the full family balance sheet, and how different probate and heirship procedures work in each relevant jurisdiction. We arranged for a maintenance trust to be put in place which would support the family after he is gone, and eventually pass the mantle to his son when he is ready.

Potential benefit

The client is confident that his money will pass in the way he intends, that his family will be protected, and that his wife will not suffer undue external pressure. This also had the benefit of lowering his tax burden considerably.

YOUR ADVISORY TEAM

One team around the whole picture.

Wealth Architects leads the relationship and brings in U.S. tax, legal and local specialists when needed.

Robin Copley

Founder & Principal

Robin founded Wealth Architects after a career spanning UK pensions, global custody and wealth-management technology. At Multrees, he worked with single and multi-family offices and investment managers, helping bring about £2.2bn of new assets into custody. Clients included Stonehage Fleming, Bernstein Private Wealth Management, and Rothschild & Co. Today he advises international clients in Asia on investments, retirement, property finance and cross-border family wealth. He also runs a boutique succession planning business focusing on Asian family businesses.

Read Robin's BiographyClose Robin's Biography

Robin began his financial-services career in the UK and spent nearly five years at James Hay Partnership, progressing through client-service, key-account and business-development roles. As Business Development Manager for London, the East and South East, his work centred on pensions, trusts and tax-efficient retirement structures, working with financial planners serving high-net-worth clients.

At James Hay, he also coordinated teams supporting more than 1,400 new clients annually and organised technical pension events for audiences of more than 150 delegates. That experience gave him an early grounding in retirement planning, pension structures and the operational detail required to move complex client cases from advice into implementation.

In 2021, Robin joined Multrees Investor Services as National Business Development Manager. Working across the firm's global custody and investment-administration offering, he was responsible for winning, retaining and developing relationships with family offices and investment managers. He helped bring approximately £2.2 billion of new client assets onto the Multrees platform; relationships he worked with included Stonehage Fleming, Bernstein Private Wealth, GAM and a single-family office with approximately £2 billion in assets.

Robin later joined Avaloq as Client Success and Sales Manager, adding experience of the technology and infrastructure used by wealth-management firms before founding Wealth Architects Global in 2023. Today, he advises internationally mobile executives, entrepreneurs and families on investment management, retirement income, property finance and portfolio-backed liquidity, estate planning and cross-border family wealth.

Robin holds the CISI Investment Advice Diploma, the International Certificate in Wealth & Investment Management and the Certificate in Paraplanning, and has passed the U.S. Series 65 examination. He is also Founder & Principal of Kindred House and Chair of the Professional Services Working Group at the British Chamber of Commerce Vietnam.

Media & Speaking

Randy Landsman

Senior Advisor, U.S. Private Wealth

Randy has more than three decades of financial-services experience building and scaling advisory businesses, opening new markets and developing strategic partnerships. He works directly with Robin on U.S.-connected client cases, bringing senior U.S. advisory perspective and continuity to the relationship.

Read Randy's BiographyClose Randy's Biography

Randy is a senior U.S. advisory partner with more than three decades of financial-services experience supporting internationally connected clients and advisory businesses.

Earlier in his career, Randy built and led a national financial education platform delivering programs to public-service professionals, including law enforcement, as well as corporations across the United States.

Across more than three decades in financial services, his work has centred on building advisory businesses, opening new markets and creating strategic relationships between advisers, institutions and clients.

Within Wealth Architects, Randy works directly with Robin on complex U.S.-connected cases, providing an additional senior perspective on investment planning, advisory infrastructure and continuity. The relationship remains personal, but is not dependent on a single adviser.

Vy Nguyen

Client Operations

Vy manages client operations, coordinating onboarding, documentation, implementation and ongoing reviews so agreed actions move from advice into execution.

Exceptionally discrete and proactive, Vy finds ways of making things happen which would otherwise seem impossible.

Get in Touch

Contact Us

Tell us what you need to solve.

We work with a limited number of international clients whose financial lives cross borders. Start with the decision you need to make.

8 Nguyễn Huệ, Sài Gòn,
Hồ Chí Minh, Vietnam

team@wealtharchitects.global

Reserve Your Strategy Session

Private Wealth.
Across Borders.